Earn Rates
Welcome Bonus
Smart Bonus Strategy — Earn 66,000 points
See spend breakdown below
Minimum spend bonus
Spend $3,000 in 3 months
optimal stop60,000 pts × 1.0¢+$600Min. spend earnings6,000 pts × 1.0¢+$60
Annual benefits10 lounge passes, no forex fees+$300
Annual fee-$399
Net first-year value+$561
Not Included in Smart Bonus Strategy
20,000 points after $10,000 in purchases in the first 14 months
Spend $7,000 in 14 months
Only 2.9% return — optimal tier earns 18.7%
20,000 pts × 1.0¢+$200Annual Rewards Calculator
Based on average spending, you could earn
$279
conservative est.·up to $279 optimistic
Annual Benefits
10 lounge passes, no forex fees
Value: $300 first year
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