Earn Rates
💡 3x groceries applies at Sobeys, Safeway, FreshCo, Foodland and other Empire stores — 2x at all other grocery stores. 4x travel applies to hotels and car rentals booked through Scene+ Travel (Expedia) — 1x on all other travel purchases.
Welcome Bonus
Smart Bonus Strategy — Earn 2,750 points
See spend breakdown below
Minimum spend bonus
Spend $250 in 3 months
optimal stop2,500 pts × 1.0¢+$25Min. spend earnings250 pts × 1.0¢+$3
Annual fee$0
Net first-year value+$28
Not Included in Smart Bonus Strategy
2,500 points after $1,000 in purchases in the first 3 months
Spend $750 in 3 months
Only 3.3% return — optimal tier earns 11.0%
2,500 pts × 1.0¢+$25Annual Rewards Calculator
Based on average spending, you could earn
$663
conservative est.·up to $663 optimistic
Compare to Similar Cards
Scotiabank Gold American Express
Scene+1.0¢ exact
$120 annual fee
you could earn$963
View full details →+Add a card to compareSearch by card name