Earn Rates
💡 4x travel applies to hotels and car rentals booked through Scene+ Travel (Expedia) — 1x on all other travel. 2x groceries applies at Sobeys, Safeway, Foodland, IGA and co-ops only — 1x at all other grocery stores.
Welcome Bonus
Smart Bonus Strategy — Earn 2,750 points
See spend breakdown below
Minimum spend bonus
Spend $250 in 3 months
optimal stop2,500 pts × 1.0¢+$25Min. spend earnings250 pts × 1.0¢+$3
Annual fee$0
Net first-year value+$28
Not Included in Smart Bonus Strategy
7,500 points after $1,000 in purchases in the first 3 months
Spend $750 in 3 months
Only 10.0% return — optimal tier earns 11.0%
7,500 pts × 1.0¢+$75Annual Rewards Calculator
Based on average spending, you could earn
$459
conservative est.·up to $459 optimistic
Compare to Similar Cards
Scotiabank Gold American Express
Scene+1.0¢ exact
$120 annual fee
you could earn$963
View full details →+Add a card to compareSearch by card name