Earn Rates
💡 Earns 5x on Marriott. 2x on everything else. Business card.
Welcome Bonus
Smart Bonus Strategy — Earn 80,000 points
See spend breakdown below
Minimum spend bonus
Spend $5,000 in 6 months
optimal stop70,000 pts × 0.9¢+$630Min. spend earnings10,000 pts × 0.9¢+$90
Annual fee-$150
Net first-year value+$570
Not Included in Smart Bonus Strategy
10,000 points after one eligible purchase in month 13
Spend $1 in 13 months
Only 0.2% return — optimal tier earns 11.4%
10,000 pts × 0.9¢+$90Annual Rewards Calculator
Based on average spending, you could earn
$552
conservative est.·up to $1,254 optimistic
Compare to Similar Cards
+Add a card to compareSearch by card name