Earn Rates
💡 3x Air Canada. 1.5x gas, groceries, dining, travel & transit. 1.25x everything else.
Welcome Bonus
Smart Bonus Strategy — Earn 70,000 points
Spend $12,000 within 6 months
First purchase bonus
one purchase required20,000 pts × 1.5¢+$300Minimum spend bonus
Spend $12,000 in 6 months
optimal stop35,000 pts × 1.5¢+$525Min. spend earnings15,000 pts × 1.5¢+$225
Annual benefitsFree first checked bag, Priority boarding, Maple Leaf Lounge, companion pass, free bags, priority services, NEXUS rebate+$300
Annual fee-$599
Net first-year value+$751
Not Included in Smart Bonus Strategy
30,000 anniversary bonus points after $24,000 in purchases in the first 12 months
Renewing the card unlocks this bonus — factor in whether the benefit and/or points justify paying the annual fee.
30,000 pts × 1.5¢+$450Annual Rewards Calculator
Based on average spending, you could earn
$151
conservative est.·up to $1,402 optimistic
Annual Benefits
Free first checked bag, Priority boarding, Maple Leaf Lounge, companion pass, free bags, priority services, NEXUS rebate
Value: $300 first year
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