Earn Rates
💡 3x on British Airways direct purchases; 2x on dining and food delivery; 1x everything else.
Welcome Bonus
Smart Bonus Strategy — Earn 70,000 points
See spend breakdown below
Minimum spend bonus
Spend $5,000
30,000 pts × 1.5¢+$450Minimum spend bonus
Spend $5,000 in 6 months
optimal stop30,000 pts × 1.5¢+$450Min. spend earnings10,000 pts × 1.5¢+$150
Annual fee-$165
Net first-year value+$885
Annual Rewards Calculator
Based on average spending, you could earn
$524
conservative est.·up to $1,671 optimistic
Compare to Similar Cards
CIBC Aeroplan Visa Infinite Card
Aeroplan1.5¢ – 4.0¢
$139 annual fee
you could earn$500
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