Earn Rates
💡 May earn 1.25x on travel. VERIFY.
Welcome Bonus
Smart Bonus Strategy — Earn 61,250 points
See spend breakdown below
Minimum spend bonus
Spend $0
35,000 pts × 1.5¢+$525Minimum spend bonus
Spend $5,000 in 6 months
optimal stop20,000 pts × 1.5¢+$300Min. spend earnings6,250 pts × 1.5¢+$94
Annual benefitsAvion Elite, premium insurance+$99
Annual fee-$399
Net first-year value+$619
Not Included in Smart Bonus Strategy
15,000 one-time anniversary bonus points
Renewing the card unlocks this bonus — factor in whether the benefit and/or points justify paying the annual fee.
15,000 pts × 1.5¢+$225Annual Rewards Calculator
Based on average spending, you could earn
$237
conservative est.·up to $1,296 optimistic
Annual Benefits
Avion Elite, premium insurance
Value: $99 first year
Compare to Similar Cards
+Add a card to compareSearch by card name