Earn Rates
💡 2x Air Canada. 1.5x gas, groceries, dining, EV charging, travel. 1x everything else.
Welcome Bonus
Smart Bonus Strategy — Earn 56,250 points
See spend breakdown below
Minimum spend bonus
Spend $1,000 in 2 months
10,000 pts × 1.5¢+$150Minimum spend bonus
Spend $4,000 in 4 months
optimal stop40,000 pts × 1.5¢+$600Min. spend earnings6,250 pts × 1.5¢+$94
Annual benefitsFree first checked bag, Maple Leaf Lounge, free bags, priority services, NEXUS rebate, companion pass ($25K spend)+$300
Annual fee-$599
Net first-year value+$545
Not Included in Smart Bonus Strategy
50,000 anniversary bonus points after $25,000 in purchases in the first 12 monthly statement periods
Renewing the card unlocks this bonus — factor in whether the benefit and/or points justify paying the annual fee.
50,000 pts × 1.5¢+$750Annual Rewards Calculator
Based on average spending, you could earn
$81
conservative est.·up to $1,213 optimistic
Annual Benefits
Free first checked bag, Maple Leaf Lounge, free bags, priority services, NEXUS rebate, companion pass ($25K spend)
Value: $300 first year
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