Earn Rates
💡 2x Air Canada direct purchases; 1.5x travel, transportation, dining, shipping, internet/cable/phone; 1x everything else.
Welcome Bonus
Smart Bonus Strategy — Earn 42,500 points
See spend breakdown below
First purchase bonus
one purchase required10,000 pts × 1.5¢+$150Minimum spend bonus
Spend $7,500 in 3 months
optimal stop25,000 pts × 1.5¢+$375Min. spend earnings7,500 pts × 1.5¢+$113
Annual benefitsFree 1st Checked Bags, 4 lounge passes+$240
Annual fee (waived yr 1)$0
Net first-year value+$878
Not Included in Smart Bonus Strategy
25,000 points after $40,000 in purchases in the first 12 monthly statement periods + an additional 15,000 points after $40,000 in purchases in the first year
Spend $32,500 in 12 months
Only 1.8% return — optimal tier earns 11.7%
40,000 pts × 1.5¢+$600Annual Rewards Calculator
Based on average spending, you could earn
$510
conservative est.·up to $1,560 optimistic
Annual Benefits
Free 1st Checked Bags, 4 lounge passes
Value: $240 first year
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