Earn Rates
💡 3x only on Amex Travel bookings. $200 dining and $200 travel credits are statement credits.
Welcome Bonus
Smart Bonus Strategy — Earn 110,000 points
Spend $10,001 within 3 months, then make one purchase between months 15–17
Minimum spend bonus
Spend $10,000 in 3 months
70,000 pts × 1.5¢+$1,050Month 15–17 bonus
one purchase required30,000 pts × 1.5¢+$450Min. spend earnings10,001 pts × 1.5¢+$150
Annual benefits × 2 yrsAirport lounge access, $200 dining credit, $200 travel credit, $200 Lululemon credit, Marriott Gold, premium insurance+$1,200
Annual fee × 2 yrs-$1,598
Net 17-month value+$1,252
⚠️ This bonus takes 17 months to fully earn — not all value is received in year 1. The total shown includes the full bonus across the entire earning period.
Annual Rewards Calculator
Based on average spending, you could earn
-$164
conservative est.·up to $893 optimistic
Annual Benefits
Airport lounge access, $200 dining credit, $200 travel credit, $200 Lululemon credit, Marriott Gold, premium insurance
Value: $600 first year
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