Earn Rates
💡 Food delivery (Uber Eats, DoorDash) also earns 5x. Streaming earns 2x.
Welcome Bonus
Smart Bonus Strategy — Earn 24,000 points
See spend breakdown below
Minimum spend bonus
Spend $750 in 1 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 2 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 3 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 4 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 5 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 6 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 7 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 8 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 9 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 10 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 11 months
1,250 pts × 1.5¢+$19Minimum spend bonus
Spend $750 in 12 months
optimal stop1,250 pts × 1.5¢+$19Min. spend earnings9,000 pts × 1.5¢+$135
Annual benefits$60 in Instacart credits+$60
Annual fee-$192
Net first-year value+$228
Annual Rewards Calculator
Based on average spending, you could earn
$1,244
conservative est.·up to $3,636 optimistic
Annual Benefits
$60 in Instacart credits
Value: $60 first year
Compare to Similar Cards
American Express Green
Amex Membership Rewards1.5¢ – 4.0¢
$0 annual fee
you could earn$509
View full details →
American Express Gold
Amex Membership Rewards1.5¢ – 4.0¢
$250 annual fee
you could earn$497
View full details →+Add a card to compareSearch by card name