American Express Aeroplan Reserve
Aeroplan1.5¢ – 4.0¢
$599 annual fee
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Premium Aeroplan card with 3x on Air Canada and Amex Travel, 2x on dining, and 1.25x base earn. Includes Maple Leaf Lounge access (cardholder + 1 guest), priority boarding, free first checked bag, and a NEXUS credit. Real value depends heavily on how often you fly Air Canada.
Earn Rates
🍽️ Dining2x🛒 Groceries — Amex accepted1.25x⛽ Gas1.25x🚇 Transit1.25x💊 Drugstore1.25x📺 Streaming1.25x📄 Bills1.25x🛍️ Everything Else1.25x·Everything else1.25x
💡 3x on Air Canada purchases. 2x on eligible dining and food delivery in Canada. 1.25x on all other purchases. Aeroplan points transfer at par to various airline partners.
Annual Benefits
Maple Leaf Lounge access, priority boarding, NEXUS credit, premium insurance
Value: $300 first year
Welcome Bonus
Smart Bonus Strategy — Earn 119,375 points
Spend $7,501 within 3 months, then make one purchase between months 15–17
Minimum spend bonus
Spend $7,500 in 3 months
70,000 pts × 1.5¢+$1,050Month 15–17 bonus
one purchase required40,000 pts × 1.5¢+$600Min. spend earnings9,376 pts × 1.5¢+$141
Annual benefits × 2 yrsMaple Leaf Lounge access, priority boarding, NEXUS credit, premium insurance+$730
Annual fee × 2 yrs-$1,198
Net 17-month value+$1,323
Not Included in Smart Bonus Strategy
40,000 after $45,000 total in purchases in the first 12 months
Spend $37,500 in 12 months
Only 1.6% return — optimal tier earns 17.6%
40,000 pts × 1.5¢+$600⚠️ This bonus takes 17 months to fully earn — not all value is received in year 1. The total shown includes the full bonus across the entire earning period.
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