Earn Rates
💡 2x on Air Canada. 1.5x on grocery and dining.
Welcome Bonus
Smart Bonus Strategy — Earn 42,500 points
Spend $7,500 within 6 months
Minimum spend bonus
Spend $7,500 in 6 months
optimal stop35,000 pts × 1.5¢+$525Min. spend earnings7,500 pts × 1.5¢+$113
Annual benefitsFree Checked Bags on Air Canada Flights+$150
Annual fee-$120
Net first-year value+$668
Not Included in Smart Bonus Strategy
10,000 after $1,000 in eligible purchases in month 13
Renewing the card unlocks this bonus — factor in whether the benefit and/or points justify paying the annual fee.
10,000 pts × 1.5¢+$150Annual Rewards Calculator
Based on average spending, you could earn
$479
conservative est.·up to $1,476 optimistic
Annual Benefits
Free Checked Bags on Air Canada Flights
Value: $150 first year
Compare to Similar Cards
CIBC Aeroplan Visa Infinite Card
Aeroplan1.5¢ – 4.0¢
$139 annual fee
you could earn$500
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