Earn Rates
💡 2x Air Canada. 1.5x gas, groceries, EV charging. 1x everything else.
Welcome Bonus
Smart Bonus Strategy — Earn 28,000 points
Spend $3,000 within 3 months
First purchase bonus
one purchase required10,000 pts × 1.5¢+$150Minimum spend bonus
Spend $3,000 in 3 months
optimal stop15,000 pts × 1.5¢+$225Min. spend earnings3,000 pts × 1.5¢+$45
Annual benefitsFree first checked bag, NEXUS rebate, Starbucks benefits+$150
Annual fee (waived yr 1)$0
Net first-year value+$570
Not Included in Smart Bonus Strategy
20,000 anniversary bonus points after $12,000 in purchases in the first 12 months
Renewing the card unlocks this bonus — factor in whether the benefit and/or points justify paying the annual fee.
20,000 pts × 1.5¢+$300Annual Rewards Calculator
Based on average spending, you could earn
$500
conservative est.·up to $1,565 optimistic
Annual Benefits
Free first checked bag, NEXUS rebate, Starbucks benefits
Value: $150 first year
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