Earn Rates
💡 Pick 2 categories at 2% (3 with Tangerine savings). 0.5% on everything else. Cash back is exact value.
Welcome Bonus
Smart Bonus Strategy — Earn 500 points
Spend $1,000 within 2 months
Minimum spend bonus
Spend $1,000 in 2 months
optimal stopcash back bonus+$100Min. spend earnings500 pts × 1.0¢+$5
Annual fee$0
Net first-year value+$105
Annual Rewards Calculator
Based on average spending, you could earn
$534
conservative est.·up to $534 optimistic
Compare to Similar Cards
MBNA Smart Cash Platinum Plus Mastercard
Cash Back1.0¢ exact
$0 annual fee
you could earn$377
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