Earn Rates
๐Groceries โ Amex accepted5x$480/yr
๐ชโ ๏ธ Groceries โ Amex not accepted5x$120/yr
๐ฝ๏ธDining1x$48/yr
โฝGas3x$54/yr
๐Transit1x$12/yr
โ๏ธTravel1x$36/yr
๐Drugstore1x$9/yr
๐บStreaming1x$6/yr
๐Bills4x$120/yr
๐๏ธEverything Else1x$60/yr
๐ก Up to 5% at Neo partners. 1% flat on non-partner spend. Partner-dependent. Bills/Recurring 4% capped at $500/mo, then 1%.