Earn Rates
💡 2x groceries, dining, digital media, memberships, and household utilities. 4x on these categories for first 90 days (up to $10,000 spend). 1x all other purchases.
Welcome Bonus
Smart Bonus Strategy — Earn 5,500 points
Spend $500
Minimum spend bonus
Spend $500
optimal stop5,000 pts × 1.0¢+$49Min. spend earnings500 pts × 1.0¢+$5
Annual fee$0
Net first-year value+$54
Not Included in Smart Bonus Strategy
5,000 points for enrolling in paperless e-statements in the first 90 days
Spend $0
5,000 pts × 1.0¢+$49Annual Rewards Calculator
Based on average spending, you could earn
$532
conservative est.·up to $543 optimistic
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American Express Green
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