Earn Rates
Welcome Bonus
Smart Bonus Strategy — Earn 20,750 points
Spend $1,500 within 3 months
Minimum spend bonus
Spend $1,500 in 3 months
optimal stop20,000 pts × 0.7¢+$134Min. spend earnings750 pts × 0.7¢+$5
Annual fee$0
Net first-year value+$139
Not Included in Smart Bonus Strategy
up to 5,000 annual bonus points for good financial habits
Spend $0
5,000 pts × 0.7¢+$34Annual Rewards Calculator
Based on average spending, you could earn
$379
conservative est.·up to $379 optimistic
Compare to Similar Cards
BMO Ascend World Elite Mastercard
BMO Rewards0.7¢ exact
$150 annual fee
you could earn$278
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